Summer Sales are Here: Best Shopping Deals for July

Every year I get calls, e-mails, and texts asking me, “Hey Gary, when is the best time to get deals on stuff this summer?” Well the answer to that question is starting right now! Summer sales season has already begun, believe it or not, despite the fact that summer only officially began just a week ago.

Summer Sales are Here: Best Shopping Deals for July

You see, if you don’t already know, retailers are way ahead of you in terms of seasonality and by this time of the year they are already thinking of “Back to School” and the “Fall” merchandise mix that’s on order. It may even be on the way to the stores as we speak. Even with the rise of online browsing and the world of computer shopping sites, retail floor space is still the most valuable square footage around. Because it is, it must turn over faster and faster to keep up with the big retail stores agenda to bring you the newest, latest and hottest merchandise as early as possible. That means early selling and bigger profits margins, otherwise it means bigger clearance sales for you! Continue reading

6 Ultimate Travel Hacks to “Game” the Airlines

What I am going to tell you about today is real. It will open your eyes and while some of it reveals reasonable travel hacks, some of it boldly borders on the illegal. That is something you will have to decide for yourself when you’ve finished reading.

6 Ultimate Travel Hacks to "Game" the Airlines

Gaming the airlines has become a lifestyle for many who need and want to travel and they do so at the highest levels. The players involved are people just like you and I, with one major difference. They’ve taken the art of saving money and upgrading their travel experiences to an entirely new level. You may love them or hate them, but they are real and may be costing you money because they’re so good at it. Continue reading

How to Avoid Those Annoying Fees

There’s a subject that annoys me to the core, and I’m willing to bet it’s a major source of frustration for you as well. I’m talking about those annoying fees you find these days on just about everything. Businesses are busy thinking up new and even more annoying ways to grab our money even now as I write this post.

How to Avoid Those Annoying Fees

Ordinarily, I don’t condemn anyone or any business from making money when they are providing a valuable product or service. But when it’s a blatant predatory move and often obscure charge or fee, I do draw the line. And so should you. By becoming aware of these annoying charges before they’re part of you bill, you’re taking the first step in defending your money. Continue reading

Have You Asked for Your Senior Discounts?

In most cases being older isn’t a whole lot of fun. I can’t run as fast as I used to and I certainly can’t get down on those ground balls like an all-star does, but what I can do is get super saving senior discounts at a bunch of places that I frequent often and some that I will go to because of the savings.

Have You Asked For Your Senior Discounts

But here’s the kicker, no 20-year-old behind the counter or at the register is ever going to say to me, “hey…you look old, did you know we have discounts for old guys like you?”  It’s a secret, sort of like speaking in a code and you have to know the magic words and ask for those special prices. Those words are “Do you offer a senior discount?” Continue reading

8 Bold Ways to Save Big Money

Writing about saving money is a feel-good way for me to share my knowledge with all of you. Since I’ve started, I’ve covered a number of ways that you can cut your grocery bill, home energy costs, shopping expenses and many more areas where we regularly spend our money. Some are smaller ways, and others help you to save big money, like shopping around for car insurance.  But I wanted to share some other ideas with you. Each of them is different and if you make them into regular habits, you can save a substantial amount.

8 Bold Ways to Save Big Money

Bold Ways to Save Big Money

1. Give Up Your Car

The cost of a car is way expensive. You may have monthly payments in the hundreds, car insurance costs through the roof (here in NJ, it’s the highest in the country), maintenance and gasoline, plus license and registration fees. Continue reading

Can You Really Trust Online User Reviews?

As a savvy consumer, you probably do some research before you spend your hard-earned money, whether it’s for a night out at a fine restaurant, a hotel stay as part of a leisurely vacation, or purchasing goods such as electronics or clothing. How often have you spent those dollars only to find out that the restaurant or hotel wasn’t quite what you were expecting? How much time have you spent exploring your plans and checking out online user reviews? Did you trust what you read? That’s the question I’m asking today and what I have learned about online user reviews can help you wade through some of the clutter and get to the real story.

Can You Really Trust Online User Reviews?

There have been many articles written and surveys taken about the reliability of the reviews we see online for various services like hotels, restaurants, contractors, and of course, products. Some are positive and others are negative. According to a survey done by BrightLocal, the results for 2015 show that 80% of consumers trust reviews as much as personal recommendations, but 72% will do so only if certain criteria are met, with 31% needing to believe the review is authentic. Continue reading

Fall Into Super Savings Right Now!

It’s officially Fall 2015 and we can already tell just by the temperature (49 degrees here this morning!). When the temperature falls, that means savings are in the air as well. So here’s an opportunity to hunt for real bargains that may be on your shopping list. There’s actually double opportunities in October to get great prices…last of the summer merchandise sales as well as the start of fall and winter goods.

Fall Into Super Savings Right Now!

Let’s begin with the big deals for fall savings: Continue reading

How to Save Money on Car Rentals Every Time

One of the things I do nearly ever time I travel is to rent a car. It sounds like a good idea to get around town more easily wherever I’m visiting and sometimes it’s even an absolute necessity! But then I start to calculate the costs involved. That’s the catch for a frugal person like me, and that is when I begin to look for as many ways as possible to save on car rentals.

How to Save Money on Car Rentals Every Time

How to Save Money on Car Rentals

Here are some important points for any traveler to consider: Continue reading

Casino Gambling and Still Frugal???

I know that I post most all the time about saving your money and scrimping each day to accumulate wealth and financial health and yada, yada, yada. But if truth be told, I do have some flaws in my game and yes, I do enjoy a bit of frivolous fun and entertainment that may actually sound as if I’m willing to throw some good money away.

Well, not exactly. I believe if I’m pretty careful, and I give it some serious thought and restraint, that every once in a while I can “entertain” the thought of going to a casino and having some fun without blowing my finances and risking my future! In fact, I can sometimes turn that occasion into a free trip with no expenses and even come home ahead. Although not a certainty, the opportunity to get “comped” is a tough one to pass up and every so often it works out that way.

Casino Gambling and Still Frugal???

Getting comped, for those of you not familiar, is receiving free credits to gamble (slot dollars or table play), free meals, free hotel rooms, free entertainment, free gifts, and/or free parking all because you have spent a period of time gambling in the casino. Continue reading

The Best Days of the Week to Shop and Save

Is there really a science to looking for great deals on a specific day of the week? Well, according to some experts, there actually are better days to shop and save than others! Jot these down and next time you’re in the market for a bargain, try shopping on the best day for that category.

The Best Days of the Week to Shop and Save

Money-Saving Mondays

Buying a new car? Mondays are the best deals around. Why? Pretty simple, they have the least amount of shoppers on Mondays and after what may have been a poor weekend result (weather may have affected sales, or perhaps the staff just didn’t close many deals), the salesman are “highly motivated” to start the week successfully. Continue reading